Pricing Plans
Simple, Transparent Plans – Start Building
Your Credit History Today
No hidden fees. No contracts. Just powerful tools to grow your credit.
All plans include a 7-day trial for $1. Cancel anytime before your trial ends to avoid being charged. Results vary and cannot be guaranteed.
Elite Monthly
Perfect if you want to try Credzly month-to-month with maximum flexibility.
- Rent reporting (past & ongoing, where available)
- Credit builder account
- 3-bureau credit reports & monitoring
- Smart credit insights & alerts
- Bank-level security
- Cancel anytime – no long-term commitment
Credit Builder loan and deposit account are provided by Cross River Bank, Member FDIC, insured up to $250,000, and are serviced by BuildCredit LLC.
Elite Monthly
Get your full credit toolkit for a year and save 2 months.
$499.99 /Year
- Everything in Elite Monthly
- 2 months free (compared to paying monthly)
- Best option if you’re serious about long-term credit growth
- Priority customer support
Credit Builder loan and deposit account are provided by Cross River Bank, Member FDIC, insured up to $250,000, and are serviced by BuildCredit LLC.
How Credzly Works
Your Credit Journey in 3 Steps

Sign up
Create your Credzly account in minutes. No credit check, no paperwork, and no confusing bank jargon.

Activate Your Tools
Turn on rent reporting and your credit builder account, then connect your bank or rent payments securely.

Build & Track Your Credit
We report your positive history to the major bureaus and give you real-time updates, alerts, and progress ...